Bone fractures can be disabling and expensive when short term or long-term disability is involved. At the Law Offices of Barry Pasternack, our lawyers act immediately to ensure your rights and interests are protected in any discussions with an insurance company. While the person or party responsible for your injuries may have personal liability coverage, if your medical costs exceed their policy limits you may have to recover the rest from your own insurer. Additionally, since insurance damage estimates take into account only economic loss and not pain and suffering, a settlement may represent only a portion of your total losses.